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 Bank  Monthly Account Fee  No Fee if Balance Greater than  Free Withdrawals/Transactions  Cheque Facility Available  Other ATM withdrawal charge
Phone/Internet (PI)
ATM/EFTPOS
 Over
the counter (OTC)

Adelaide
Bank

* Withdrawal fees are based on balance in the account
 - Under $1000, customer has up to $5 worth of fees before being charged

- Between $1000 & $5000, $6
- Over $5000, $10

Merlin Account $5 $1,000

free withdrawals *
50c PI, $1 ATM/ EFTPOS/cheque 

(If bal more than $1,000  2 free)
$2.50

yes $2.00
Merlin Debit Visa Account free free

free withdrawals *
50c PI, $1 ATM/ EFTPOS/cheque 

(If bal more than $1,000 2 free)
$2.50
yes $2.00
BankWest Complete Account $4 $1,000 16 (12 elec, 4 cheque)
then
60c PI, ATM/
EFTPOS, 75c cheque 
$2.25 yes $1.25
Fee Saver Account free free 10 (6 elec, 2 otc, 2 cheque) then 60c PI, ATM/
EFTPOS, 75c cheque and $3 otc
yes $1.25
Bendigo Bank Ultimate Account free free

unlimited PI,
6 ATM/ EFTPOS then 60c

yes $1.25
Ultimate Plus $4 n/a

unlimited PI,
20 ATM/ EFTPOS then 60c

yes $1.25
 Bank  Monthly Account Fee  No Fee if Balance Greater than  Free Withdrawals/Transactions  Cheque Facility Available  Other ATM withdrawal charge
Phone/Internet (PI)
ATM/EFTPOS
 Over
the counter (OTC)

Bank of South Australia

Every Day Account  $6  $500

8 then
20c PI, 50c ATM/EFTPOS,
and $2.00 otc

yes  $1.50
Basic Banking Account  free  free

 5 then
$1.00 PI, ATM/EFTPOS and $2.00 otc

 no  $1.50

St. George Bank

Every Day Account  $6 $500 8 then
20c PI, free ATM,
50c EFTPOS and $2.00 otc
 yes  $2.00
Basic Every Day Account free free  5 then
$1.00 PI, ATM/EFTPOS and $2.00 otc
no $2.00
 Bank  Monthly Account Fee  No Fee if Balance Greater than  Free Withdrawals/Transactions  Cheque Facility Available  Other ATM withdrawal charge
Phone/Internet (PI)
ATM/EFTPOS
 Over
the counter (OTC)
ANZ Access Value $6 $500

15 then
40c PI, EFT and 65c ATM

$2.50 yes $1.50
Access Flexible Option $6 $500

8 then 40c PI, EFT and 65c ATM

(2 free then $2.50)

yes $1.50
Access Simplicity free free

6 then 40c PI, EFT and 65c ATM

$2.50 yes $1.50

Commonwealth Bank


Streamline Account Fee Option $3 n/a 5 then
40c PI, EFTPOS
60c ATM, cheque
(2 free included in 5)
$2.00
yes $1.25
Streamline Express  free  free  5 (10 if your pay goes directly into the account) then
40c PI, EFTPOS
60c ATM
 $2.00 or post office  no  $1.25
 Bank  Monthly Account Fee  No Fee if Balance Greater than  Free Withdrawals/Transactions  Cheque Facility Available  Other ATM withdrawal charge
Phone/Internet (PI)
ATM/EFTPOS
 Over
the counter (OTC)
NAB Flexi Account $4 $1000

free PI,
8  then

50c EFT, ATM & $2.00 OTC

yes $1.50
National Flexi Direct Account free free

free PI
10 then 50c EFT & ATM

$3.00

yes $1.50

Westpac

Basic
Only for those with Social Security or Pension Benefit
free  free 4 then
65c PI and
ATM/EFTPOS and $2 otc
 no  $1.25
Classic $5 $2000 8 then
65c PI and
ATM/EFTPOS and $2 otc
yes  $1.25
Classic Plus $9 $5000 25 then
$1PI and
ATM/EFTPOS and $1 otc
yes  free if within 25 limit then $1

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