 |
|
Non-Commercial
Organisations with an Interest in Banking
Lost
Credit Card Services
Loyalty
Programs (non-credit card)
Mortgage
Simulators
Financial
Product Information Services
Personal
Financial Management Software
|
Non-Commercial
Organisations
with an Interest in Banking |
|
 |
|
The Banking Ombudsman
can assist with
resolving banking disputes. If you are unable to resolve the
dispute with your Bank then
contact the Banking Ombudsman. Tel: 1-800-337-444.
They will ask you to register your complaint in writing to: |
|
PO Box 14240
Melbourne City Mail Centre
Melbourne VIC 8001
or fax (03) 9613 7345 |
|
| The Australian Bankers'
Association (ABA)
has developed guides for analysis of consumer banking costs.
Contact the ABA at: |
|
42nd Floor
55 Collins Street
Melbourne 3000
or telephone 1-800-033-652 |
|
| The Australian Consumers
Association
website: |
|
| www.sofcom.com.au/ACA/index.html |
|
| The Home Purchase
Assistance Authority
can provide you with home purchase information and advice,
assistance with home loan
repayments etc. |
|
| Tel:
1-800-806-653 (from Sydney 9210 5666) or visit their website at www.hpaa.nsw.gov.au |
|
| Lost
Credit Card Services |
|
|
|
Credit Card
Sentinal
- Credit Card Sentinal provides
protection for credit card
loss.
- If your wallet or card goes
missing just make one call to
Credit Card Sentinal who will automatically cancel all cards
you have registered with
them. There is no limit to the number of cards you can
register. You can also register all
cards that your dependents hold.
- Credit Card Sentinal are open
24 hours, 365 days.
- The annual fee is $9 or $23
for 3 years.
Call toll free on 1 800 022 043
- This service is usually
offered free to Gold Card holders.
|
|
|
|
| Loyalty
Programs (non-Credit Card) |
|
|
|
| There are a number of loyalty
programmes that are
available independent of financial products, for example: |
|
| Frequent Flyers |
|
| Airline |
Partner
Airlines |
Partner
Cards |
Qantas
Join $60 |
Air Pacific
American Airlines
British Airways
Canadian Airlines
Cathay Pacific
Scandinavian Airlines
US Air |
American
Express
Citibank Rewards
Qantas Telstra Visa
True Awards
National Gold Rewards
|
Ansett
Join $60 |
Air Canada
Air New Zealand
All Nippon Airways
Lufthansa
Lauda
Malaysian Airlines
Singapore Airlines
South African Airways
Thai Airlines
United Airlines |
Diners Club
Westpac Global Rewards
American Express via Air
New Zealand
|
Air New
Zealand
Join $50 |
Air Canada
Ansett
British Midland
Farig
Lufthansa
Scandinavian Airlines
Singapore Airlines
South African Airways
Thai Airlines
United Airlines
Virgin Atlantic |
American
Express
Volvo card
|
|
|
|
|
|
All of the major Banks have
mortgage simulators. If you
want to comparison shop using a scenario customised to your
situation, simply make an
appointment with your local lending officer and bring along the
best deals you have been
able to negotiate. Alternatively, you can purchase your own
simulator/mortgage manager
from the following companies:
- The Home Loan
Assistant
$79.95 from Reckon Software. Tel: (02) 9562 7922.
- The Loan Comparison
System V3.5
$295 from Topical Software Tel: (03) 9482 2296.
You can download an evaluation copy which lasts for one
month, from Topical Software - click
here.
- Mortgage Manager
$195.00 from Investment Concepts Pty Ltd. Tel: (03) 9580
8684.
- The Mortgage Modeller
$100 from O'Donnell Software. Tel: 1-800-998-500.
|
|
| Financial
Product Information Services |
|
|
|
- Your Mortgage Magazine
Rate Check Book -
Interest rate information www.yourmortgage.com.au
- Your Broker provides
an overview of on-line brokers -
www.yourbroker.com.au
- Financial Passages
- Easy to understand articles on personal
finance and investing, brought to you by Mercantile Mutual.
Financial Passages also
provides free financial software to help organise your
finances. www.financialpassages.com.au
|
| Personal
Financial Management Software |
|
|
|
Personal financial management
packages are set to play a
major role to help us bank smart.
Software such as Microsoft's Money and Intuit's
Quicken
provide a rich set of features to help you budget, track and
manage your money. |
|
